Category: Thoughts 2.0

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How can you help secure Net Neutrality

With a sad heart i have to bring this to your notice that you the citizens of India are into a great crisis and it is approaching soon. It will engulf us before we...

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Investment Fluctuation Reserves

Investment Fluctuation Reserves: Introduction Investment fluctuation reserves are the reserves built up within many accumulation-style superannuation funds. The main purpose is smoothening the year-to-year returns credited to member accounts. These reserves are established by...

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Investment Portfolio Classification

The Banking Regulation Act of 1949: How it applies to Cooperative Banks The Banking Regulation Act was introduced in 1949. Before that, only certain clauses of the Companies’ Act of 1913 were applicable to...

Need for Cash Balances with Banks 0

Need for Cash Balances with Banks

The banking system in any country in the world is the lifeline of its economy. As long as the money the banking system generates is circulated in the economy, the country will be running...

Valuation of Bank Investements 0

Valuation of Bank Investements

Banks are the institutions that deals in money and its substitutes and provide other financial services. The main function of a bank is to act as an intermediary between money surplus units (lenders) and...

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Cash and Balances with RBI

Behaviour of Banks with regard to cash and Balances To understand the behaviour of banks with regard to cash and balances, first we need to understand what cash is how it is related with...

Market Risk Management 0

Market Risk Management

Introduction Risk may be defined as an exposure to uncertainty which may lead to a favorable or unfavorable outcome. Market risk   refers to the risk of losses in the bank’s trading book due to...

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Why do Banks Invest

What is Banking? Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals, and for earning profit they lend this money. But as the time passes by...

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Root and Recover Defy +

Hello Guys, here we will see how to root the moto defy plus the mb526. Credit all goes to xda developers. Well got my phone bricked so ..i thought better make a how to...

Credit Appraisal 0

Credit Appraisal

INTRODUCTION Credit appraisal means an investigation done by a bank before providing any advances, loans or project finance. Banks also check the financial, commercial & technical viability of the project proposed its funding pattern...