Tagged: banks

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Cardinal Principles of lending

A bank is an institution which is primarily seen as a body that accepts monetary deposits from its customers (general public), looks after their money, offer them some beneficial services such as cheque books...

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Investment Portfolio Classification

The Banking Regulation Act of 1949: How it applies to Cooperative Banks The Banking Regulation Act was introduced in 1949. Before that, only certain clauses of the Companies’ Act of 1913 were applicable to...

Need for Cash Balances with Banks 0

Need for Cash Balances with Banks

The banking system in any country in the world is the lifeline of its economy. As long as the money the banking system generates is circulated in the economy, the country will be running...

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Cash and Balances with RBI

Behaviour of Banks with regard to cash and Balances To understand the behaviour of banks with regard to cash and balances, first we need to understand what cash is how it is related with...

Investment Portfolio of Banks 0

Investment Portfolio of Banks

All commercial banks invest. What they do is that they take the money received from the regular banking transactions and put them in investments. To manage the funds properly they need an investment portfolio...

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Negative interests in Swiss Banks

Well you are hearing it right.  You will be charged for keeping money  in Swiss banks. It is quite low but still a negative interest is a negative value. It was during the 1970s...